How to protect yourself from collectors?

Owed to the bank loan? Wait for collectors. Although the activities of debt collection is not prohibited by law, to protect themselves can still be. After the bank, passing collectors personal information about you disclosed the bank secrecy and has violated the law, for which he provides for criminal liability. "Banks in this case comes fairly tricky, as they use your permission condition of the contract, which says that if I have debts, I give my consent to release information regarding me to third parties. So, if you feel that you have You may have problems, write an ordinary letter to the bank, "I forbid you to disclose information about me," and that such a paragraph provides that you may disclose information about me, but the Civil Code states that the clause violates human rights. Therefore, it is void and not subject to judicial proof, so you can specify in the letter that the Civil Code recognizes the stipulation null and void and I do not have to prove it in court, so I forbid you to disclose information about me "- says Anatoly Sobolewski, a lawyer. If a collector threatens your health or even life, lawyers are advised to contact the police. "But people are turning to such a position, that, behold, I took out a loan and not paying, the bank handed over to collectors. Law enforcers unsubscribe, under Article 6, paragraph 2 of the Criminal Procedure Code does not constitute a crime, so please contact the court in civil relations. But if you write a statement that my life is threatened, that I worry about my life and I perceive the threat as real, the police will have to spend at least check on this fact, "- said Anatoly Sobolewski, a lawyer. If the test of law enforcement officers did not help, contact the court. However, lawyers point out that even after the decision of the case, the duty of the bank will still have to be repaid.