"Long-term deposits offer high interest rates, but provide for a lower interest rate during the period of investment - says the Deputy Chairman of the Board Unex Bank Alexander Bondarenko. -As a rule, the rate on these kinds of deposits is fixed at 1 year. Later she is tied to a particular metric, the level of which is not known a year or two, ie for the customer this kind of contribution is unpredictable. And one of the client's requirements - stability. Arriving at the bank, he wants to know what the interest rate on its contribution will not change in five years. Therefore, the condition of the bank that the rate will be reviewed after a year, usually scares the client, and it contributes no more than 12 months. In the contract there is always more information about the conditions of registration deposit, so by investing their money in the bank for a long time, the customer should carefully review the contract and pay special attention to the order of formation of interest rates. "
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