Banks focus on "long" contributions

During 2010, the tendency to reduce the demand for deposits of up to 30 days, and financial institutions to direct efforts to raise funds of depositors for a period of 12 months or more. About this LIGA.Finansy to Sergei Mishta, chairman of the AO Brokbusinessbank. According to him, this trend is due to stabilization of the situation in the banking sector and return of depositor confidence in their preference for a more "long" terms of deposits. The banks will continue to encourage investors. In the priorities - with large deposits of maturity, with increased income for them, because lending institutions are needed in the first place, long resources. The credit market will grow through increased corporate lending. Among the main subjects of the loan will be, first of all, large corporate business, has kept its credit profile during the crisis period, and medium-sized businesses, which will seek to withdraw to pre-crisis sales, says banker. "The requirements for borrowers in this case will be tougher, - S. Mishta. - One of the main criteria, apart from the pledge, would be considered the borrower's financial position and prospects of its development." Source: LІGA.Finansy